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Cash vs Margin Accounts (2026): PDT Rule, T+1 Settlement, and How to Day Trade Under $25K
by Prodigy Team January 25, 2026

Cash vs margin accounts aren’t just “preference” — they change how many trades you can take, how fast you can recycle buying power, and how you grow a small account. This 2026 guide breaks down PDT rules, T+1 settlement, what a proposed PDT change could mean, and the best strategies for each scenario.

Posted in cash account, day trading rules, how to day trade under 25k, low float stocks, margin account, market structure, order types, pattern day trader, PDT rule, risk management, small account trading, T+1 settlement, volume strategy

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