Trading Blog
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How Much Money Do You Need to Day Trade in 2026? (The Honest Small-Account Breakdown)
Most traders ask the wrong question when starting out. This in-depth 2026 guide breaks down how much money you actually need to day trade, what’s realistic at each account size, and how small accounts can grow using structure, volume, and discipline.
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Cash vs Margin Accounts (2026): PDT Rule, T+1 Settlement, and How to Day Trade Under $25K
Cash vs margin accounts aren’t just “preference” — they change how many trades you can take, how fast you can recycle buying power, and how you grow a small account. This 2026 guide breaks down PDT rules, T+1 settlement, what a proposed PDT change could mean, and the best strategies for each scenario.
